Finance
Bank Loan Appeal Writer
Structure a persuasive appeal if your business loan application was declined.
Updated: January 26, 2026
What does this AI prompt do?
This AI prompt helps UK SMEs by providing a ready-to-use template for structure a persuasive appeal if your business loan application was declined.. Simply copy the template below, customize the variables for your business, and paste into any AI tool like ChatGPT or Claude.
AI Prompt Template
Act as a specialist consultant. Here is the enhanced business prompt template, maintaining the exact structure and variables: **Subject: Formal Appeal for Reconsideration of Declined Business Loan Application** My application for a business loan was declined by **[Bank Name | text]**. The primary justification cited for this adverse decision was: **[Reason for Refusal | text]**. **Task:** Draft a compelling, professionally structured, and highly persuasive formal appeal letter directed to the appropriate decision-making body within the bank. The tone must be respectful, acknowledging the initial decision while firmly presenting new material facts that warrant immediate reconsideration. **Crucial New Evidence to be Integrated and Emphasized:** 1. **[Evidence A | text]** (e.g., a new, high-value contract signed yesterday directly addressing the initial concern). 2. **[Evidence B | text]** (e.g., a completely corrected and verified credit report demonstrating historical accuracy). **Mandatory Outcome Objective:** Explicitly request an **expedited manual review** of this appeal and the accompanying evidence by a **Senior Underwriter or Credit Committee member** to ensure a comprehensive, data-driven reassessment of the business's current viability and repayment capacity.
How to use this prompt:
- Copy the template above
- Customize the variables in brackets [like this] with your business details
- Paste into ChatGPT, Claude, or your preferred AI tool
- Get professional results in minutes
Why this works:
This prompt uses proven business frameworks and UK-specific requirements. It's designed to give you professional results that comply with local regulations and industry best practices.